Publications

Insurance and road safety

Could insurance markets be an answer to reducing the road toll? This working paper by Sapere Director, Dr Richard Tooth, explores this possibility. It examines the implications of recent step changes in technology and puts forward a model that provides insurers with incentives to encourage safer driving behaviour, safer speeds and use of safer vehicles.

Authors

Dr Richard Tooth

Richard’s expertise is in economic policy, regulation and applied econometrics.

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